Critical Reasoning — Assumptions Advertisement (Bank X): “Want to open a bank account? Just dial our ‘home service’ and we will come to your doorstep.” Which assumptions are implicit?

Difficulty: Easy

Correct Answer: Only II and III are implicit

Explanation:


Introduction / Context:
The ad highlights a convenience feature (doorstep account opening). We must find the assumptions that make this pitch effective.


Given Data / Assumptions:

  • I: No other bank provides doorstep service.
  • II: People may choose Bank X for their financial transactions (the feature can attract customers).
  • III: Banking has become very competitive nowadays.


Concept / Approach:
Ads typically assume a competitive market and that a highlighted differentiator affects consumer choice. They need not assume absolute uniqueness, only perceived advantage.


Step-by-Step Solution:
1) II is implicit: the ad exists to influence choice; if customers were not swayed by convenience, the message would be pointless.2) III is implicit: emphasizing added convenience presumes a competitive landscape where such features matter.3) I is not necessary. Even if other banks offer similar services, Bank X can still promote its own convenience to win customers.


Verification / Alternative check:
Marketing communication usually assumes contestability of demand and responsiveness to features.


Why Other Options Are Wrong:

  • I and II / I and III / All: each wrongly requires uniqueness (I).
  • None of these: ignores the obvious competitive and persuasive assumptions (II, III).


Common Pitfalls:
Avoid conflating “we offer” with “only we offer.”


Final Answer:
Only II and III are implicit

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