The Chief Minister of Andhra Pradesh launched a medical health-insurance scheme for Above Poverty Line (APL) families. What is the name of this scheme?

Introduction / Context:
This question is based on a state-level health insurance initiative in Andhra Pradesh targeting Above Poverty Line (APL) families. While many schemes in India focus on Below Poverty Line (BPL) beneficiaries, this particular programme aimed to extend financial protection against medical expenses to APL families as well. Knowing the names of such schemes and their target groups is important for competitive exams, especially those dealing with public policy and government initiatives.

Given Data / Assumptions:

• The scheme was launched by the Chief Minister of Andhra Pradesh.
• It is a medical insurance scheme for APL families.
• Four possible scheme names are listed: Haritha Kalyanam, Arogya Raksha, Kalyanamsurvay and Swasthya Raksha.
• We assume the question refers to the widely discussed state health insurance programme covering APL households.

Concept / Approach:
The approach is straightforward recall of the scheme’s name. Andhra Pradesh launched the 'Arogya Raksha' health insurance scheme to provide medical coverage to APL families for a range of hospital treatments. It involved a fixed annual premium per individual and offered cashless treatment in empanelled hospitals. The other names in the options either do not refer to this scheme or are distractors that sound similar but are incorrect. Identifying the correct name requires familiarity with state government welfare programmes.

Step-by-Step Solution:
Step 1: Note that the question specifically mentions APL (Above Poverty Line) families in Andhra Pradesh and a medical scheme. Step 2: Recall that the Andhra Pradesh government launched a scheme called 'Arogya Raksha' to provide health insurance to APL families for a wide range of diseases. Step 3: Compare the given options and identify 'Arogya Raksha' as the name that matches this description. Step 4: Confirm that other options like 'Haritha Kalyanam' relate to entirely different themes or are distractors. Step 5: Choose 'Arogya Raksha' as the correct answer.

Verification / Alternative check:
You can verify this by referring to state government press releases, current affairs summaries or scheme-specific articles. They clearly describe 'NTR Arogya Raksha Scheme' as a health insurance programme aimed at APL families, with a specified annual premium and coverage up to a certain limit in empanelled hospitals. Exam-focused resources often highlight this scheme as a key example of a state-level health initiative for families above the poverty line, confirming that 'Arogya Raksha' is the correct name among the options provided.

Why Other Options Are Wrong:

• Haritha Kalyanam: This name does not correspond to the APL health insurance scheme launched by Andhra Pradesh; it appears as a distractor with no direct link to health insurance for APL families in this context.
• Kalyanamsurvay: This term is not recognised as the official name of the medical scheme in question and is likely a misspelt or invented distractor.
• Swasthya Raksha: Although the phrase literally means 'health protection', it is not the formal title of the specific APL health insurance scheme launched by the Andhra Pradesh government.

Common Pitfalls:
Candidates often get confused by similar-sounding names and may choose an option that loosely translates to a health-related phrase without being the actual scheme name. Another common mistake is mixing up schemes from different states or confusing APL-focused schemes with BPL-focused ones. To avoid such errors, maintain a short, organised list of major schemes with three key details: state or centre, target group (APL/BPL/farmers/women/youth) and main objective (health, education, housing etc.). Periodic revision of this list helps in memorising scheme names accurately.

Final Answer:
The medical health-insurance scheme launched by the Chief Minister of Andhra Pradesh for Above Poverty Line families is called Arogya Raksha.