Difficulty: Medium
Correct Answer: Telangana
Explanation:
Introduction / Context:
Several Indian States have launched special schemes to provide financial security to farmers through insurance and welfare initiatives. One notable example is a scheme offering about five lakh rupees of health cum life insurance coverage to farmers, which drew national attention as an ambitious social security measure. This question checks whether you can correctly identify the State whose chief minister launched such a farmers insurance scheme.
Given Data / Assumptions:
Concept / Approach:
Telangana introduced an ambitious farmers insurance programme widely known as Rythu Bima. Under this scheme, the State government provides life insurance coverage of around five lakh rupees to farmers, with the premium paid by the government. The aim is to provide financial support to the family in case the insured farmer dies. This initiative was a flagship welfare scheme of the Telangana government under its chief minister, and it is frequently mentioned in news and exam materials as an example of farmer focused social security.
Step-by-Step Solution:
Step 1: Recall recent major farmer welfare schemes that provide high value insurance coverage.
Step 2: Link the figure of five lakh rupees with the Rythu Bima type life insurance programme launched in Telangana.
Step 3: Note that in this scheme the State government pays the premium to provide coverage for each eligible farmer.
Step 4: Select Telangana from the options as the State whose chief minister announced this five lakh rupees farmers insurance scheme.
Verification / Alternative check:
Media reports and government documents from Telangana describe a farmers group life insurance scheme with a sum assured of five lakh rupees, funded by the State government. Examination oriented current affairs compilations also point to Telangana as a leading example in providing direct insurance support to farmers. While other States have launched crop insurance or health insurance schemes under central programmes, the five lakh rupees farmers life insurance initiative is specifically associated with Telangana.
Why Other Options Are Wrong:
Uttar Pradesh, Gujarat, Andhra Pradesh, and Madhya Pradesh: These States have various schemes for farmers, such as crop insurance under national programmes, input subsidies, or health insurance under Ayushman Bharat. However, the high value five lakh rupees life insurance style scheme described in the question is most closely associated with Telangana's farmer oriented welfare agenda rather than these other States.
Common Pitfalls:
Because many States run insurance or welfare schemes with different names, it is easy to confuse which State offers what amount and under which programme. Another pitfall is to mix up life insurance schemes focused on farmer deaths with crop insurance schemes that protect against yield loss. To answer correctly, focus on the unique combination of five lakh rupees coverage, life insurance emphasis, and heavy publicity as a flagship farmers scheme, which points to Telangana.
Final Answer:
Telangana
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