Statement & Argument — Should proliferation of credit cards be restricted in the country? Arguments: I. Yes; easy access to revolving credit encourages overspending and indebtedness among consumers. II. No; credit cards merely make the holder “high-tech.”

Introduction / Context:
Consumer-credit expansion has benefits (convenience, cashless economy) and risks (debt traps). Strong arguments should relate to financial-stability or consumer-protection outcomes, not superficial attributes.

Given Data / Assumptions:

• Credit cards provide revolving credit, minimum-due traps, and high interest if misused.
• Financial literacy levels vary; aggressive marketing can drive imprudent borrowing.

Concept / Approach:
Argument I is strong: it references behavioral and structural risks that justify considering restrictions or safeguards (KYC, credit limits, disclosure). Argument II is weak: “being high-tech” is irrelevant to the policy question and offers no welfare-related reason to avoid restrictions.

Step-by-Step Solution:
I: Identifies concrete harm pathways—strong.II: Non-sequitur; technology image is not a policy criterion—weak.

Final Answer:
Only Argument I is strong.