The balance of an account is determined by the difference of credits amount and debits amount in the sheet.
SIP is Systematic Investment Plan.
The interest-rate effect suggests that an increase in the price level will increase the demand for money, increase interest rates, and decrease consumption and investment spending.
The real interest rate is the percentage increase in purchasing power that the lender receives on a loan. A decline in the real interest rate will increase the amount of investment spending.
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