The Indian Banks' Association (IBA) is the representative body of banking managements in India. Who is the chairman of IBA at the time referred to in this question?

Introduction / Context:
The Indian Banks' Association (IBA) is an industry body that represents banking institutions in India and works on policy advocacy, coordination and development of best practices. Exam questions frequently ask who holds key positions in such bodies, including the chairman of IBA during a particular period.

Given Data / Assumptions:

• The organisation is the Indian Banks' Association.
• The role in question is chairman of IBA.
• The options list Jatinder Bir Singh, Dinabandhu Mohapatra, Sunil Mehta and Rajnish Kumar.
• We assume the timeframe when Sunil Mehta, then managing director and chief executive officer of Punjab National Bank, was chairman of IBA.

Concept / Approach:
The chairman of IBA is typically chosen from among senior executives of member banks. During the exam period relevant to this question, Sunil Mehta, who was MD and CEO of Punjab National Bank, was appointed as the chairman of IBA. This was widely covered in banking news and general awareness notes.

Step-by-Step Solution:
Step 1: Identify that the question refers to the chairman of Indian Banks' Association.Step 2: Recall that, for the period in question, Sunil Mehta of Punjab National Bank held this position.Step 3: Check the options and confirm that his name is present.Step 4: Distinguish other names: Jatinder Bir Singh (associated with EXIM Bank), Dinabandhu Mohapatra (associated with Bank of India) and Rajnish Kumar (chairman of State Bank of India at that time).Step 5: Select Sunil Mehta as the correct answer.

Verification / Alternative check:
General awareness question compilations from competitive exams explicitly state that Sunil Mehta is the chairman of IBA. They typically list his designation as MD and CEO of Punjab National Bank and associate him with leading the industry body. This corroborates that Sunil Mehta is the intended answer.

Why Other Options Are Wrong:

• Jatinder Bir Singh: He has served in other senior financial roles but is not known as IBA chairman for the period in question.
• Dinabandhu Mohapatra: While an important banker, he did not serve as chairman of IBA during that exam cycle.
• Rajnish Kumar: He served as chairman of State Bank of India at that time, a separate and distinct position from IBA chairman.

Common Pitfalls:
Because several of the names listed are senior bankers, candidates may confuse who headed IBA with who headed SBI or other institutions. A useful memory aid is to connect Sunil Mehta both with Punjab National Bank and with the industry association, while linking Rajnish Kumar specifically with SBI. Keeping a short list of “who is who” in banking before exams can prevent such mix-ups.

Final Answer:
At the time referenced in this question, the chairman of the Indian Banks' Association was Sunil Mehta.