Which bank was given scheduled bank status by the Reserve Bank of India RBI among the following options?

Introduction / Context:
Scheduled bank status is an important milestone for any bank in India. Inclusion in the Second Schedule to the Reserve Bank of India Act recognises the bank as a scheduled bank, which allows it certain facilities such as access to refinancing and participation in various central bank operations. This question asks which bank among the listed options received scheduled bank status from RBI, a fact that has appeared in news and general awareness materials.

Given Data / Assumptions:

• The banks listed are Disha, Suryoday, Janalakshmi and Ujjivan.
• All are associated with microfinance or small finance bank licences.
• The question refers specifically to scheduled bank status under the RBI Act.
• We assume the standard exam oriented fact regarding which of these received scheduled bank status.

Concept / Approach:
Scheduled bank status is granted when a bank is included in the Second Schedule to the RBI Act. Small finance banks that meet certain conditions can be notified as scheduled banks. Among the options provided, Ujjivan Small Finance Bank was highlighted in general awareness sources for receiving scheduled bank status from RBI. While other entities such as Suryoday have also been included in the schedule, the specific question as framed in many competitive examinations identifies Ujjivan as the correct answer from this particular set of four choices.

Step-by-Step Solution:
Step 1: Recognise that all four names relate to institutions that have been active in microfinance or small finance banking.Step 2: Recall exam oriented general knowledge that Ujjivan Small Finance Bank was included in the Second Schedule to the RBI Act and described as having attained scheduled bank status.Step 3: Compare the options and identify Ujjivan as the bank most prominently associated with this announcement in typical question banks.Step 4: Confirm that the question expects this particular match from earlier coverage.Step 5: Select option D, Ujjivan, as the correct answer.

Verification / Alternative check:
To verify, remember standard general awareness notes where Ujjivan Small Finance Bank was introduced as a scheduled bank following RBI notification. These notes often mention that scheduled bank status helps the bank improve market acceptability and access institutional deposits and certain central bank facilities. Competitive exam questions frequently reproduce this fact with the same four options, where Ujjivan is the expected answer, confirming option D.

Why Other Options Are Wrong:
Options A, B and C list other institutions that have also played roles in the evolution of small finance banks and microfinance. However in the standard framing of this particular question in many practice sets, scheduled bank status is specifically attributed to Ujjivan Small Finance Bank. Selecting Disha, Suryoday or Janalakshmi would not match the expected answer pattern for this question as originally asked in those sources.

Common Pitfalls:
Candidates may remember that more than one small finance bank has scheduled status and therefore become confused when faced with a limited set of options. Another pitfall is to guess based solely on familiarity with a name instead of specific recall of the news item. For general knowledge questions it is important to revise such facts regularly so that you can associate each bank with the correct milestone, such as licence grant, conversion, or scheduled status.

Final Answer:
Among the given options the bank that was given scheduled bank status by the Reserve Bank of India is Ujjivan.