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Statement: None of the bank unions could comprehend that the information technology wave was unstoppable and unless banks learn to swim along with the tide, they would be swept away. Conclusions : I. There shall come a time when banks will be rendered redundant by the advent of information technology. II. Information technology is yet to make its impact on the banks.

if only conclusion I follows
if only conclusion II follows
if either I or II follows
if neither I nor II follows, and

Correct Answer: if neither I nor II follows, and

Explanation:

I does not follow . It is not banks that will become redundant but certain methods used in banks. II is also false: the ''wave '' has already come. Note that the sentence uses the verb in the past tense-''could''.

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