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Statement: The Government has cut the interest rate on the General Provident Fund (GPF) and Special Deposit Scheme (SDS) from 9.5 to 9 per cent. At the same time it has also reduced the interest on loans to government employees by half a per cent. Conclusions : I. Now cheaper funds will be available from the Centre's coffers from those planing to construct or purchase a house or buy a vehicle or computer. II. The government employee will not be ready to invest their money into the scheme.

if only conclusion I follows
if only conclusion II follows
if either I or II follows
if neither I nor II follows, and

Correct Answer: if only conclusion I follows

Explanation:

I is obvious, but II is uncertain.

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