Which small savings scheme was launched by Prime Minister Narendra Modi as part of the Beti Bachao, Beti Padhao campaign to encourage parents to save for the education and future of the girl child?

Introduction / Context:
The Beti Bachao, Beti Padhao campaign is a flagship initiative of the Government of India aimed at improving the status of the girl child through better sex ratio, education and empowerment. Along with this campaign, a dedicated small savings scheme was introduced to help families build a financial corpus for their daughters. This question checks whether you can correctly identify that specific savings scheme launched by the Prime Minister as part of the larger Beti Bachao, Beti Padhao effort.

Given Data / Assumptions:

• The scheme was launched by Prime Minister Narendra Modi.
• It is a small savings scheme designed for the girl child.
• It is closely associated with the Beti Bachao, Beti Padhao campaign.
• The options include different schemes dealing with cleanliness, financial inclusion and girl child welfare.

Concept / Approach:
The Sukanya Samriddhi Account is a special savings account scheme under the Sukanya Samriddhi Yojana, introduced as part of the Beti Bachao, Beti Padhao initiative. It allows parents or guardians to open a long term deposit account in the name of a girl child, offering attractive interest rates and tax benefits. The purpose is to help families save systematically for expenses such as education and marriage of the girl. Bal Swachhta Mission focuses on cleanliness and hygiene among children, Pradhan Mantri Jan Dhan Yojana promotes basic bank accounts for all adults, and Beti Bachao Beti Padhao Yojana is the overall campaign, not a specific savings product. The correct specific savings instrument is the Sukanya Samriddhi Account.

Step-by-Step Solution:
Step 1: Identify that the question is about a savings scheme linked explicitly to the girl child.Step 2: Recall that Sukanya Samriddhi Account is marketed as a long term small savings scheme for daughters under Beti Bachao, Beti Padhao.Step 3: Note that Jan Dhan Yojana is a financial inclusion scheme for general bank accounts, not limited to the girl child.Step 4: Recognise that Bal Swachhta Mission deals with cleanliness, and Beti Bachao Beti Padhao Yojana is the overall campaign, not the specific savings account product.Step 5: Conclude that the correct answer must be Sukanya Samriddhi Account.

Verification / Alternative check:
You can verify your choice by remembering the typical advertising message: Sukanya Samriddhi Yojana is often described as a gift for your daughter future, with higher interest and tax benefits. It is frequently mentioned in the same context as Beti Bachao, Beti Padhao. In contrast, Jan Dhan Yojana posters highlight the theme of one account for every household and basic banking services, without exclusive focus on girls. Therefore, all credible sources link the girl child savings aspect directly with Sukanya Samriddhi Account.

Why Other Options Are Wrong:
Bal Swachhta Mission is concerned with cleanliness drives, personal hygiene and safe environments for children, not with financial savings for girls. Pradhan Mantri Jan Dhan Yojana is a broad financial inclusion programme designed to bring the unbanked population into the banking system and is gender neutral. Beti Bachao Beti Padhao Yojana is the umbrella campaign and policy framework to protect and educate the girl child, but it is not, by itself, the name of a savings account or deposit scheme. Thus, none of these options meet the specific requirement of being a savings scheme linked with the campaign.

Common Pitfalls:
A frequent error is to select Beti Bachao Beti Padhao Yojana itself because it appears in the question statement and seems directly relevant. However, the question is asking for the savings scheme launched as part of that campaign, not the campaign name. Another pitfall is confusing broad financial inclusion (Jan Dhan) with targeted savings for girls (Sukanya). To avoid such confusion, always associate Sukanya with girl child savings and Jan Dhan with universal bank accounts in your exam preparation.

Final Answer:
The small savings scheme launched as part of Beti Bachao, Beti Padhao is the Sukanya Samriddhi Account.