Difficulty: Easy
Correct Answer: Pradhan Mantri Jan Dhan Yojana
Explanation:
Introduction / Context:
This question deals with major government initiatives under the umbrella of Digital India and asks you to identify which listed scheme is not directly part of that specific initiative. Many government programmes work together, so exams often test whether you can distinguish between those that fall under Digital India and those that belong to other flagship missions, such as financial inclusion.
Given Data / Assumptions:
• The focus is on the Digital India programme launched to transform India into a digitally empowered society and knowledge economy.
• Three of the options are digital platforms or services commonly associated with Digital India.
• One option is a well known financial inclusion scheme that is not formally a component of Digital India, even though it supports related goals.
Concept / Approach:
Digital India includes several core components such as Digital Locker, e-governance services, e-Hospital, National Scholarship Portal, e-sign and many others. These initiatives emphasise digital delivery of services, paperless governance and online access to information. Pradhan Mantri Jan Dhan Yojana, on the other hand, is primarily a financial inclusion scheme to provide basic bank accounts, insurance and pension access to the unbanked population. While Jan Dhan supports digital payments by giving people bank accounts, it is not formally branded as a Digital India scheme. Therefore, you must identify which option lies outside the explicit Digital India framework.
Step-by-Step Solution:
Step 1: Recall that Digital Locker, National Scholarship Portal and e-Hospital are explicitly mentioned in many government documents as Digital India initiatives.Step 2: Recognise that Pradhan Mantri Jan Dhan Yojana is usually grouped under financial inclusion and social security initiatives rather than under the Digital India pillar.Step 3: Match this understanding with the options and see that option D is the only one that is not a direct Digital India platform.Step 4: Conclude that Pradhan Mantri Jan Dhan Yojana is the correct answer.
Verification / Alternative check:
A quick verification is to think of the promotional material of Digital India. Common terms that appear repeatedly include Digital Locker, e-education, e-Hospital, National Scholarship Portal and e-governance. Jan Dhan Yojana is usually highlighted in a different context, such as bank account opening targets and social security coverage, which confirms that it does not belong to the Digital India list given here.
Why Other Options Are Wrong:
Option A: Digital Locker is a key Digital India service that allows citizens to store and access important documents online.Option B: National Scholarship Portal is an online platform for scholarship applications and is directly linked to Digital India's push for digital access to welfare schemes.Option C: e-Hospital is an online registration and appointment system that forms part of the e-governance and digital services drive under Digital India.
Common Pitfalls:
Candidates often assume that any modern or technology related scheme automatically belongs to Digital India. Another mistake is to treat all government initiatives launched around the same time as a single programme. To avoid this, it is useful to categorise schemes into broad areas such as Digital India, financial inclusion, skill development and social security, and then remember a few representative names under each category.
Final Answer:
Correct answer: Pradhan Mantri Jan Dhan Yojana
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