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Co-operative credit societies in India: Identify the structural form. Full question: The co-operative credit societies have a what kind of organizational structure? Choose the correct option.

Difficulty: Easy

Correct Answer: Federal (three-tier) structure: PACS–DCCB–SCB

Explanation:


Given data

  • Topic: Structure of co-operative credit societies.


Concept / Approach
India follows a federal, pyramidal structure for rural co-operative credit: Primary Agricultural Credit Societies (PACS) at the village level, District Central Co-operative Banks (DCCBs) at the district level, and State Co-operative Banks (SCBs) at the apex.


Final Answer
Federal (three-tier) structure: PACS–DCCB–SCB.

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