With which Indian bank did Amazon sign an agreement to provide micro loans to its sellers in order to support their working capital needs?

Introduction / Context:
E commerce companies often partner with banks to offer finance to small sellers on their platforms. This improves seller liquidity and helps the marketplace grow. Amazon India entered into such a partnership to extend micro loans to its sellers so that they could buy inventory, expand product range and manage seasonal demand. Questions like this check whether you follow current affairs related to banking and digital commerce.

Given Data / Assumptions:

- The company mentioned is Amazon, focusing on micro loans to sellers on its platform in India.

- The question asks for the name of the bank that signed an agreement with Amazon for this purpose.

- The given options are Bank of Baroda, Union Bank, SBI Bank and United Bank.

- We assume the question refers to the widely reported partnership for working capital loans to Amazon sellers.

Concept / Approach:
Marketplace lending arrangements link the distribution power of an e commerce platform with the financial expertise of a bank. Amazon India tied up with Bank of Baroda so that sellers could access small, quick loans based on their sales history and performance metrics. This reduced dependence on informal finance and made it easier for sellers to scale their business. Remembering such partnerships is easier if you connect the names logically: Bank of Baroda has actively positioned itself in the digital and small business lending space, which makes this collaboration a natural fit.

Step-by-Step Solution:
Step 1: Focus on the key phrase in the question, which is micro loans to Amazon sellers. Step 2: Recall which bank name was prominently mentioned in news articles discussing Amazon India working capital loans for small and medium sellers. Step 3: Connect that Bank of Baroda entered into an agreement to provide these loans, with Amazon sharing data about seller performance to support credit assessment. Step 4: Cross check mentally that there was no similar headline specifically about Union Bank, State Bank of India or United Bank for this exact Amazon tie up. Step 5: Therefore, choose Bank of Baroda as the correct option.

Verification / Alternative check:
An alternate way to verify is to recall banking awareness notes or online quizzes that often repeat this question. Many compilations mention that Amazon India and Bank of Baroda collaborated to make it easier for sellers to access credit. If you maintain a personal notebook of important corporate and banking tie ups, you would likely have noted this under e commerce and MSME finance.

Why Other Options Are Wrong:

Option B (Union Bank) offers various MSME products, but it was not the bank highlighted for micro loans to Amazon sellers in this specific agreement.

Option C (SBI Bank) is India largest public sector bank and has its own digital lending initiatives, yet this particular collaboration for Amazon marketplace sellers was not with SBI.

Option D (United Bank) has not been widely reported as entering such a large scale partnership with Amazon India for micro lending to sellers.

Common Pitfalls:
A frequent error is to choose State Bank of India simply because it is very large and often appears in financial news. Another mistake is to confuse different corporate tie ups, such as banks partnering with e commerce companies for co branded cards, payment wallets or cashback offers. This question is specifically about micro loans to sellers, which should direct you to Bank of Baroda. The best way to handle such questions is to prepare a separate list of bank corporate tie ups and revise it regularly.

Final Answer:
The correct answer is Bank of Baroda, which signed an agreement with Amazon India to provide micro loans to its sellers.