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Statement: "Bring alive your education dreams. Avail loan today and pay as your start earning."- An advertisement of a bank XYZ Assumptions: I. Most of the students who need loan, prefer flexible repayment options besides no processing fees or service charges. II. Students who need loans prefer loans without collateral security.

Correct Answer: if neither I nor II is implicit.

Explanation:

The statement does not mention anything regarding repayment structure or collateral security. Hence, neither I nor II is implicit.


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