The question below consists of four labelled sentences P, Q, R and S about microfinance, poverty and access to credit. Out of the four options given, select the most logical order of the sentences to form a coherent paragraph.

Introduction / Context:
This is a sentence arrangement (para jumble) question. Four labelled sentences P, Q, R and S discuss microfinance, loans to the poor and other factors affecting poverty. Your task is to find the sequence that produces a clear, logically connected paragraph. These questions test your ability to understand the flow of ideas and identify how sentences refer back to earlier statements.

Given Data / Assumptions:

• P: Yet making loans to poor people is hardly a poverty cure.
• Q: Segmenting the industry, might be worthwhile if it allows more of the poor to get access to credit.
• R: Multinational corporations could take the top microfinance institutions to the next level, and the remainder could take the responsibility of development groups and regional banks.
• S: Property rights and the role of law matter too.
• We must choose from: PRQS, QRPS, SPQR, RSPQ.

Concept / Approach:
A good paragraph introduces a possible solution or structure, provides details, then balances it with a warning or additional factors. Here, Q introduces the idea of segmenting the microfinance industry to improve access to credit. R explains how this segmentation could work in practice. P then adds a caution: loans alone are not a complete cure for poverty. S adds another perspective by mentioning property rights and law as important factors. The connective words also give clues: “Yet” in P signals contrast with the earlier emphasis on microfinance, and “too” in S suggests additional important elements.

Step-by-Step Solution:
Look for a starting sentence: Q proposes a general idea—segmenting the industry—which can stand at the beginning.Next, find a sentence that explains Q: R describes how multinational corporations and development groups could divide responsibilities, directly elaborating on segmentation.Then, P begins with “Yet”, signalling a contrast to the focus on loans and microfinance; it naturally follows Q and R which discuss credit access.Finally, S, with “too”, adds another layer by highlighting property rights and the role of law as additional factors in poverty reduction.Thus, the logical order is Q → R → P → S, corresponding to option QRPS.

Verification / Alternative check:
Read QRPS as a single paragraph: “Segmenting the industry might be worthwhile if it allows more of the poor to get access to credit. Multinational corporations could take the top microfinance institutions to the next level, and the remainder could take the responsibility of development groups and regional banks. Yet making loans to poor people is hardly a poverty cure. Property rights and the role of law matter too.” The flow is smooth and coherent, moving from proposal to implementation to limitation and then to additional considerations.

Why Other Options Are Wrong:
PRQS starts with P (“Yet making loans…”). Using “Yet” in the first sentence is awkward because there is nothing before it to contrast with. SPQR starts with S, which uses “too”, again referencing something not yet mentioned. RSPQ begins with R about multinationals without any prior idea of segmentation, and also places P and Q in an order that weakens the contrast signalled by “Yet”. Only QRPS properly uses the connectors and preserves logical flow.

Common Pitfalls:
Students often ignore linking words like “Yet” and “too”, which are strong signals of where a sentence should appear. Always look for these discourse markers as anchors: they indicate whether a sentence is adding, contrasting or concluding. Here, “Yet” clearly cannot start the paragraph, and “too” must appear near the end, leading you naturally to QRPS.

Final Answer:
The most logical order of the sentences is QRPS.