Statements : Government has spoiled many top ranking financial institutions by appointing bureaucrats as Directors of these institutions. Conclusions : a) Government should appoint Directors of the financial institutes taking into consideration the expertise of the person in the area of finance. b) The Director of the financial institute should have expertise commensurate with the financial work carried out by the institute.

• Only a follows
• Only b follows
• Both a & b follows
• Neither a nor b follows