Under the Kisan Vikas Patra small savings scheme in India, which of the following denominations is not available for the purchase of certificates?

Introduction / Context:
This question belongs to the area of Indian economy and small savings schemes. Kisan Vikas Patra, often abbreviated as KVP, is a government backed savings instrument available through post offices and some banks. It offers fixed interest and doubles the invested amount in a specified period. For exam purposes, it is important to know the available denominations in which certificates can be purchased, because this has been a direct question in many competitive tests.

Given Data / Assumptions:

• The instrument discussed is Kisan Vikas Patra.
• The focus is on the face value denominations of KVP certificates.
• Four numerical options are given rupee values of 1000, 5000, 10000 and 500000.
• Only one of these is not an authorised denomination in the notified list.

Concept / Approach:
The government notifies standard denominations for small savings certificates to make them accessible while keeping handling manageable. Typical KVP denominations include values such as 1000, 5000, 10000 and 50000 or in some periods 100000, but not extremely large figures in a single certificate. Therefore a value as high as 500000 rupees per certificate would not usually appear in the standard KVP list. By recalling the approximate upper bound of KVP certificate values, one can eliminate the unrealistic option.

Step-by-Step Solution:
Step 1: Recall that Kisan Vikas Patra is targeted at small and medium investors, mainly in rural and semi urban areas. Step 2: Remember that typical denominations are in the range of a few thousand to perhaps fifty thousand or slightly more. Step 3: Examine each option. Values of 1000, 5000 and 10000 clearly fall in the normal range of small savings certificates. Step 4: Notice that 500000 rupees per certificate is extremely high for a standard small savings denomination. Step 5: Conclude that 500000 is not an available denomination for Kisan Vikas Patra certificates.

Verification / Alternative check:
An alternative check is to think about practical investing behaviour. Investors who want to put in such a large amount can simply buy several certificates rather than one huge certificate, which preserves flexibility. Also, many preparation books list KVP denominations, often mentioning 1000, 5000, 10000 and 50000 as examples. These lists never include 500000 as a standard face value, confirming that this is the odd one out. Therefore the safest answer in an exam environment is the largest value among the four options.

Why Other Options Are Wrong:
The values 1000, 5000 and 10000 rupees are consistent with the small investor focus of Kisan Vikas Patra and similar government savings schemes. These amounts allow individuals with modest incomes to participate and build savings gradually. Since they match the pattern of officially notified denominations, these options cannot be considered incorrect in the context of this question, which asks about a denomination that is not available.

Common Pitfalls:
A common error is to assume that the smallest denomination must be incorrect because some schemes have minimum investment limits above 1000. Another mistake is to overthink and believe that the government might want very high value certificates for wealthy investors, leading candidates to avoid selecting the largest amount. In reality, small savings schemes are designed to encourage broad participation, so extreme denominations are unlikely. The safe strategy is to eliminate values that break the usual pattern seen in other certificate type schemes.

Final Answer:
The denomination that is not available for Kisan Vikas Patra certificates is 500000 rupees.