Indian Railways Catering and Tourism Corporation (IRCTC) has launched an E wallet scheme for easier online ticket payments. This facility is available only for which type of registered users?

Introduction / Context:

IRCTC, the online ticketing arm of Indian Railways, has introduced several features to make ticket booking smoother. One such feature is the E wallet, which allows users to deposit money in advance and use it for faster payments. This question checks whether you know which category of users is eligible to use the IRCTC E wallet facility according to the basic rules of registration.

Given Data / Assumptions:

• The scheme is IRCTC E wallet, used for ticket payments.
• The facility is restricted to a particular type of verified user.
• Options list PAN verified users, Aadhaar card holders, Voter ID card holders, and None of these.

Concept / Approach:

IRCTC E wallet is designed to reduce payment gateway dependency and to improve security and traceability of transactions. For this reason, IRCTC requires strong identity verification before activating the E wallet service. The scheme specifically asks users to provide Permanent Account Number details and complete PAN verification. Aadhaar or Voter ID are general identity documents but are not the sole requirement for E wallet activation in the basic description of the scheme.

Step-by-Step Solution:

Verification / Alternative check:

Numerous exam guides and IRCTC help documents mention that to use E wallet, users must be PAN verified. They pay a registration fee and upload PAN details for approval. Aadhaar and Voter ID may be used as general identity proofs for account creation but are not specified as the unique eligibility requirement for the E wallet feature.

Why Other Options Are Wrong:

Aadhaar card holders may register on IRCTC, but Aadhaar alone is not highlighted as the necessary condition for E wallet usage.

Voter ID card holders similarly have identity proof but the E wallet condition is not defined solely around Voter ID verification.

None of these is wrong because there is a clear specific category mentioned, which is PAN verified users.

Common Pitfalls:

Test takers sometimes select Aadhaar because of its strong role in identity verification across many schemes. However, E wallet is directly linked to financial transactions, where PAN details are especially important, so remembering that distinction is crucial.

Final Answer:

The IRCTC E wallet scheme is available only for PAN verified users.