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  • Read the following passage carefully and choose the most appropriate answer to the question out of the four alternatives. The public sector banks are witnessing in india a period of transition and are at crossroads, where they without giving up social responsibility, should also remain healthy. They need to undertake risky experiments yet perform it innovatively in a way it does not fail. They should make forays into new areas which are rarely tread by them and lose no emerging opportunities. It should be understood that absence of any bad advance is no sign of efficient banking system. It only indicates immense conservatism. However this is no guarantee for profit. There should be a balance between liquidity and risk. Past sins should be forgotten. Novel and pragmatic techniques should be adopted without which banks would be in danger. What according to the author, are the public sector banks witnessing.


  • Options
  • A. A period of profit
  • B. A period of change
  • C. A period of certainity
  • D. A loss making period

  • Correct Answer
  • A period of change 

  • Tags: Bank Exams

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    • 1. Read the following passage carefully and choose the most appropriate answer to the question out of the four alternatives. The man who is perpetually hesitating which of the two things he will do first, will do neither. The man who resolves, but suffers his resolution to be changed by the first counter-suggestion of a friend, - who fluctuates from opinion to opinion, from plan to plan, and veers like a weather-cock to every point of the compass, with every breath of caprice that blows-can never accomplish anything great or useful. Instead of being progressive in any thing, he will be at best stationary, and more probably retrograde in all. It is only the man who first consults wisely, then resolves firmly, and then executes his purpose with flexible perseverance, undismayed by those petty difficulties which daunt a weaker spirit that can advance to eminence in any line. Take your course wisely, but firmly; and having taken it, hold upon it with heroic resolution, and the Alps and Pyrenees will sink before you. The writer advises us to be ______.

    • Options
    • A. wise, firm and resolute.
    • B. weak, firm and resolute.
    • C. happy, firm and resolute.
    • D. flexible, happy and resolute.
    • Discuss
    • 2. Read the following passage carefully and choose the most appropriate answer to the question out of the four alternatives. The man who is perpetually hesitating which of the two things he will do first, will do neither. The man who resolves, but suffers his resolution to be changed by the first counter-suggestion of a friend, - who fluctuates from opinion to opinion, from plan to plan, and veers like a weather-cock to every point of the compass, with every breath of caprice that blows-can never accomplish anything great or useful. Instead of being progressive in any thing, he will be at best stationary, and more probably retrograde in all. It is only the man who first consults wisely, then resolves firmly, and then executes his purpose with flexible perseverance, undismayed by those petty difficulties which daunt a weaker spirit that can advance to eminence in any line. Take your course wisely, but firmly; and having taken it, hold upon it with heroic resolution, and the Alps and Pyrenees will sink before you. Who is daunted by petty difficulties?

    • Options
    • A. Someone who fluctuates
    • B. One who hesitates
    • C. One with a strong spirit
    • D. One with a weak spirit
    • Discuss
    • 3. Read the following passage carefully and choose the most appropriate answer to the question out of the four alternatives. The man who is perpetually hesitating which of the two things he will do first, will do neither. The man who resolves, but suffers his resolution to be changed by the first counter-suggestion of a friend, - who fluctuates from opinion to opinion, from plan to plan, and veers like a weather-cock to every point of the compass, with every breath of caprice that blows-can never accomplish anything great or useful. Instead of being progressive in any thing, he will be at best stationary, and more probably retrograde in all. It is only the man who first consults wisely, then resolves firmly, and then executes his purpose with flexible perseverance, undismayed by those petty difficulties which daunt a weaker spirit that can advance to eminence in any line. Take your course wisely, but firmly; and having taken it, hold upon it with heroic resolution, and the Alps and Pyrenees will sink before you. What will the man who sticks to his resolve and executes it advance to?

    • Options
    • A. Wisdom
    • B. Progress
    • C. Eminence
    • D. Resolution
    • Discuss
    • 4. Read the following passage carefully and choose the most appropriate answer to the question out of the four alternatives. The man who is perpetually hesitating which of the two things he will do first, will do neither. The man who resolves, but suffers his resolution to be changed by the first counter-suggestion of a friend, - who fluctuates from opinion to opinion, from plan to plan, and veers like a weather-cock to every point of the compass, with every breath of caprice that blows-can never accomplish anything great or useful. Instead of being progressive in any thing, he will be at best stationary, and more probably retrograde in all. It is only the man who first consults wisely, then resolves firmly, and then executes his purpose with flexible perseverance, undismayed by those petty difficulties which daunt a weaker spirit that can advance to eminence in any line. Take your course wisely, but firmly; and having taken it, hold upon it with heroic resolution, and the Alps and Pyrenees will sink before you. What is the meaning of "retrograde" in the passage?

    • Options
    • A. Stop moving
    • B. Move backwards
    • C. Move slowly
    • D. Crawl along
    • Discuss
    • 5. Read the following passage carefully and choose the most appropriate answer to the question out of the four alternatives. The man who is perpetually hesitating which of the two things he will do first, will do neither. The man who resolves, but suffers his resolution to be changed by the first counter-suggestion of a friend, - who fluctuates from opinion to opinion, from plan to plan, and veers like a weather-cock to every point of the compass, with every breath of caprice that blows-can never accomplish anything great or useful. Instead of being progressive in any thing, he will be at best stationary, and more probably retrograde in all. It is only the man who first consults wisely, then resolves firmly, and then executes his purpose with flexible perseverance, undismayed by those petty difficulties which daunt a weaker spirit that can advance to eminence in any line. Take your course wisely, but firmly; and having taken it, hold upon it with heroic resolution, and the Alps and Pyrenees will sink before you. A man who cannot decide which of the two things he will do first, end up doing_______.

    • Options
    • A. All
    • B. The second thing
    • C. The first thing
    • D. Nothing
    • Discuss
    • 6. Read the following passage carefully and choose the most appropriate answer to the question out of the four alternatives. The public sector banks are witnessing in india a period of transition and are at crossroads, where they without giving up social responsibility, should also remain healthy. They need to undertake risky experiments yet perform it innovatively in a way it does not fail. They should make forays into new areas which are rarely tread by them and lose no emerging opportunities. It should be understood that absence of any bad advance is no sign of efficient banking system. It only indicates immense conservatism. However this is no guarantee for profit. There should be a balance between liquidity and risk. Past sins should be forgotten. Novel and pragmatic techniques should be adopted without which banks would be in danger. In addition to being socially responsible, what does the author want the banks to be.

    • Options
    • A. Customer friendly
    • B. Able to attract foreign investors.
    • C. Financially healthy
    • D. Senseless risk takers
    • Discuss
    • 7. Read the following passage carefully and choose the most appropriate answer to the question out of the four alternatives. The public sector banks are witnessing in india a period of transition and are at crossroads, where they without giving up social responsibility, should also remain healthy. They need to undertake risky experiments yet perform it innovatively in a way it does not fail. They should make forays into new areas which are rarely tread by them and lose no emerging opportunities. It should be understood that absence of any bad advance is no sign of efficient banking system. It only indicates immense conservatism. However this is no guarantee for profit. There should be a balance between liquidity and risk. Past sins should be forgotten. Novel and pragmatic techniques should be adopted without which banks would be in danger. How can the banks take risks without risking a failure?

    • Options
    • A. By being innovative
    • B. By soliciting the help of the government
    • C. By being financially healthy
    • D. By being conservative.
    • Discuss
    • 8. Read the following passage carefully and choose the most appropriate answer to the question out of the four alternatives. The public sector banks are witnessing in india a period of transition and are at crossroads, where they without giving up social responsibility, should also remain healthy. They need to undertake risky experiments yet perform it innovatively in a way it does not fail. They should make forays into new areas which are rarely tread by them and lose no emerging opportunities. It should be understood that absence of any bad advance is no sign of efficient banking system. It only indicates immense conservatism. However this is no guarantee for profit. There should be a balance between liquidity and risk. Past sins should be forgotten. Novel and pragmatic techniques should be adopted without which banks would be in danger. What does the absence of any bad advance indicate?

    • Options
    • A. A penchant for risks
    • B. Immense conservatism
    • C. Financial independence
    • D. A deep-seated social commitment
    • Discuss
    • 9. Read the following passage carefully and choose the most appropriate answer to the question out of the four alternatives. The public sector banks are witnessing in india a period of transition and are at crossroads, where they without giving up social responsibility, should also remain healthy. They need to undertake risky experiments yet perform it innovatively in a way it does not fail. They should make forays into new areas which are rarely tread by them and lose no emerging opportunities. It should be understood that absence of any bad advance is no sign of efficient banking system. It only indicates immense conservatism. However this is no guarantee for profit. There should be a balance between liquidity and risk. Past sins should be forgotten. Novel and pragmatic techniques should be adopted without which banks would be in danger. What would happen if novel and pragmatic techniques are ignored?

    • Options
    • A. It will put the banks in danger.
    • B. It will undermine the banks social commitment.
    • C. It will reveal the untapped talent.
    • D. It will result in inefficient portfolio management.
    • Discuss
    • 10. Read the following passage carefully and choose the most appropriate answer to the question out of the four alternatives. The human eye is a complex part of the body that is used for seeing. Eyes enable people to perform daily tasks and to learn about the world that surrounds them. Sight, or vision, is a rapidly occurring process that involves continuous interaction between the eye, the nervous system, and the brain. When someone looks at an object, what he really sees is the light reflected from the object. This reflected light passes through the lens and falls on the retina of the eye. Here the light induces nerve impulses that travel through the optic nerve to the brain and then over other nerves to muscles and glands. The eye is similar to a television camera. Both the eye and the television camera convert light energy to electrical energy. The eye converts light to nerve impulses that are interpreted by the brain as the sense perception called sight. A television camera converts light to electronic signals that are broadcast and transformed into light images in a television receiver. It is wonderful that human eyes blink an average of once every six seconds. This washes the eye with the salty secretion from the tear or lachrymal glands. Each tear gland is about the size and shape of an almond. These glands are situated behind the upper eyelid at the outer corner of the eye. After passing over the eye, the liquid from the gland is drained into the nose through the tear duct at the inner corner of the eye. What do we see when we look at an object?

    • Options
    • A. The object reflected by the light.
    • B. The light reflected from the object.
    • C. The shadow of the object.
    • D. The object as it is.
    • Discuss


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