The simple interest on a sum of money is ₹50. What is the sum (principal)? I. The interest rate is 10% per annum. II. The sum earns this simple interest in 10 years. Which statement(s) are sufficient to determine the principal under simple interest?

Difficulty: Medium

Correct Answer: Both I and II are necessary to answer

Explanation:


Introduction:
This is a data sufficiency question for simple interest where the interest amount is known but principal is not. Simple interest depends on principal P, rate r, and time t via SI = (P * r * t)/100. To determine P uniquely, we must know both r and t (or otherwise have enough information to infer them). The task is to check whether statement I or II alone is sufficient, or whether both are required.


Given Data / Assumptions:

  • Simple interest SI = ₹50
  • Statement I: r = 10% per annum
  • Statement II: t = 10 years
  • Formula: SI = (P * r * t) / 100


Concept / Approach:
Evaluate sufficiency of each statement. If only r is known, then SI = (P * r * t)/100 still has two unknowns (P and t). If only t is known, it has two unknowns (P and r). Only when both r and t are known can we solve uniquely for P using P = (SI * 100) / (r * t).


Step-by-Step Solution:
Using SI = (P * r * t)/100 Check Statement I alone: r = 10%, but t is unknown, so P cannot be uniquely found. Check Statement II alone: t = 10 years, but r is unknown, so P cannot be uniquely found. Using I and II together: r = 10 and t = 10 P = (SI * 100) / (r * t) = (50 * 100) / (10 * 10) = 5000 / 100 = 50


Verification / Alternative check:
If P = ₹50 at 10% for 10 years, SI = (50 * 10 * 10)/100 = 50, matching the given interest. This confirms that with both statements, the principal is uniquely determined.


Why Other Options Are Wrong:
Options claiming I alone or II alone is sufficient are incorrect because each leaves two unknowns. “Either I or II alone” is also incorrect for the same reason. “Even together not sufficient” is false because together they give an exact P.


Common Pitfalls:
Assuming a default time or rate, confusing simple interest with compound interest, or thinking that knowing SI and one of r or t automatically fixes P (it does not).


Final Answer:
Both I and II are necessary to determine the principal.

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