Who developed the new version of UPI (Unified Payments Interface) version 2.0?

RBI Governor Urjit Patel unveiled UPI version 2.0. The new version has been developed by the National Payments Corporation of India (NPCI). It will allow the customers to use overdraft limit for making payments for merchants. This has been made in need for ensuring adequate importance on cyber security. UPI 2.0 member banks as on date are: State Bank of India, HDFC Bank, Axis Bank, ICICI Bank, IDBI Bank, RBL Bank, YES Bank, Kotak Mahindra Bank, IndusInd Bank, Federal Bank and HSBC.