Basic General Knowledge problems
- 1. Siderosis is a disease caused by the inhalation of
Options- A. silica dust
- B. iron dust
- C. zinc dust
- D. coal dust Discuss
Correct Answer: iron dust
- 2. Which of these is India's National Anthem?
Options- A. Ae Mere Pyare Watan
- B. Maa Tujhe Salaam
- C. Aisa Desh Hai Mera
- D. Jana Gana Mana Also asked in: Bank Exams
Correct Answer: Jana Gana Mana
- 3. Which of the following country has recently declared 3 month emergency following a failed military coup?
Options- A. Sudan
- B. Turkey
- C. Maldives
- D. Syria Discuss
Correct Answer: Turkey
- 4. The beach sands of Kerala are rich in
Options- A. Calcium
- B. Radium
- C. Thorium
- D. Manganese Discuss
Correct Answer: Thorium
- 5. India?s biggest water carnival through ?Jal Mahotsav? is organized every year in which of the following Island of the country?
Options- A. Hanuwantiya Island
- B. Havelock Island
- C. Kadmat Island
- D. Munroe Island Discuss
Correct Answer: Hanuwantiya Island
Explanation:
India?s biggest water carnival through ?Jal Mahotsav? is organized every year in Hanuwantiya Island in Madhya Pradesh. The festival is a celebration of the natural beauty and the culture od Madhya Pradesh.
- 6. Who among the following is associated as a head with the High-level Task Force on Public Credit Registry (PCR) formed by the Reserve Bank of India?
Options- A. S Venkitaraman
- B. G. Ambegaokar
- C. Yeshwant M. Deosthalee
- D. R S Gujral Discuss
Correct Answer: Yeshwant M. Deosthalee
Explanation:
Reserve Bank of India (RBI) has formed a High-level Task Force on Public Credit Registry (PCR) for India which will be headed by Yeshwant M. Deosthalee.
- 7. Which of the following bank has launched ?Project Nishchay? in partnership with the Boston Consulting Group (BCG) to accelerate its turnaround program and improve financial performance.
Options- A. HDFC
- B. IDBI
- C. HSBC
- D. SBI Discuss
Correct Answer: IDBI
Explanation:
IDBI Bank has launched ?Project Nishchay? in partnership with the Boston Consulting Group (BCG) to accelerate its turnaround program and improve financial performance. BCG will assist us to identify areas for cost containment and revenue maximization leading to sustainable growth and profitability of the Bank.
- 8. Currently who is the chairman of State Bank of India?
Options- A. Rajeev Rishi
- B. Arundhati Bhattacharya
- C. Usha Ananthasubramanian
- D. Mahesh Kumar Jain Discuss
Correct Answer:
Explanation:
Rajnish Kumar, 59, the senior most of the managing directors at State Bank of India (SBI), became the 25th chairman of the country?s largest lender, succeeding Arundhati Bhattacharya.
- 9. When an account is declared as Inoperative & Dormant Accounts?
Options- A. Only after 2 years from the date of the lasttransaction
- B. Only after 3 years from the date of the lasttransaction
- C. Only after 1 years from the date of the lasttransaction
- D. Only after 10 years from the date of thelast transaction Discuss
Correct Answer: Only after 2 years from the date of the lasttransaction
Explanation:
Schedule bank?s account can be treated as inoperative account only after 2 years from the date of the last credit entry of interest on Fixed Deposit account as per RBI guidelines.
- 10. The banks avail long-term loans from Reserve Bank of India (RBI) by putting no collateral securities. This loan is availed under which of the following lending rates?
Options- A. Bank rate
- B. Repo rate
- C. Reserve repo rate
- D. Marginal Standing Facily Discuss
Correct Answer: Bank rate
Explanation:
The bank rateis the rate of interest at which banks takelong term loansfrom Reserve Bank of India (RBI) by putting no collateral security. It is the rate at which RBI rediscounts the bills of exchange and government securities held by the commercial banks. For controlling the credit, inflation and money supply, RBI increases the bank rate.
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