Which of the following banks have been designated as the RBI's list of D-SIBs?
Options
A. PNB, BoB, Dena Bank
B. SBI, BoB and ICICI Bank
C. HDFC, Yes, and Axis Bank
D. SBI, ICICI and HDFC
Correct Answer
SBI, ICICI and HDFC
Explanation
The State Bank of India (SBI), ICICI Bank and HDFC Bank would have to comply with additional capital requirement norms by 1st April 2019 as the banks continue to be in the Reserve Bank of India (RBI)'s list of Domestic Systemically Important Banks (D-SIBs) for 2018. D-SIBs are required to maintain higher capital as compared to other banks. It means that these banks are too big to fail and failure of any of these banks will have cascading effect on Indian financial system. The D-SIB framework requires the RBI to disclose the names of banks designated as D-SIBs starting from 2015 and place these banks in appropriate buckets depending upon their Systemic Importance Scores (SISs). SIBs are subjected to higher levels of supervision so as to prevent disruption in financial services in the event of any failure.
More questions
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10. The World Allergy Week 2019, observed from 07-13 April 2019. It's theme is;
Options
A. Global Problem on Skin Allergy
B. The Rising Global Burden of Asthma and Allergic Diseases
C. The Global Problem of Food Allergy
D. Pollen Allergies -. Adapting to a Changing Climate
Correct Answer: The Global Problem of Food Allergy
Explanation:
World Allergy Week is an annual global initiative of the World Allergy Organisation (WAO) and is being observed worldwide between 7th to 13th of April, 2019. The theme for this year is "The Global Problem of Food Allergy". The prime objective of the campaign is to raise awareness of the effect of allergic diseases and related disorders in our communities and provide support for the proper training, diagnosis, management, and prevention of the diseases. The World Allergy Organization (WAO) addresses a different theme every year to mark the need for greater awareness among communities. In order to bring this to fruition, the WAO provides the general public and the physicians with a webinar, infographic material and additional information to provide education and dissipation of awareness on the topic.