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  • Question
  • Which of the following banks have been designated as the RBI's list of D-SIBs?


  • Options
  • A. PNB, BoB, Dena Bank
  • B. SBI, BoB and ICICI Bank
  • C. HDFC, Yes, and Axis Bank
  • D. SBI, ICICI and HDFC

  • Correct Answer
  • SBI, ICICI and HDFC 

    Explanation
    The State Bank of India (SBI), ICICI Bank and HDFC Bank would have to comply with additional capital requirement norms by 1st April 2019 as the banks continue to be in the Reserve Bank of India (RBI)'s list of Domestic Systemically Important Banks (D-SIBs) for 2018. D-SIBs are required to maintain higher capital as compared to other banks. It means that these banks are too big to fail and failure of any of these banks will have cascading effect on Indian financial system. The D-SIB framework requires the RBI to disclose the names of banks designated as D-SIBs starting from 2015 and place these banks in appropriate buckets depending upon their Systemic Importance Scores (SISs). SIBs are subjected to higher levels of supervision so as to prevent disruption in financial services in the event of any failure.

  • More questions

    • 1. Who won the Man Booker International Prize recently?

    • Options
    • A. Amos Klausner
    • B. Leah Rabin
    • C. David Grossman
    • D. Eliyahu M. Goldratt
    • Discuss
    • 2. What state CM launched Mukhyamantri Anchal Amrit Yojana for anganwadi children?

    • Options
    • A. Uttarakhand
    • B. Rajasthan
    • C. Gujarat
    • D. Uttar Pradesh
    • Discuss
    • 3. Name the country which has agreed to strengthen economic co-operation with India.

    • Options
    • A. Japan
    • B. US
    • C. Netherland
    • D. Russia
    • Discuss
    • 4. Name the country which won the Sultan Azlan Shah Cup 2019.

    • Options
    • A. Malaysia
    • B. India
    • C. South Korea
    • D. Canada
    • Discuss
    • 5. Which of the following movies won the 74th Golden Globes Best Motion Picture Award in the Drama category?

    • Options
    • A. La La Land
    • B. Moonlight
    • C. Nocturnal Animals
    • D. Fences
    • Discuss
    • 6. Which bank has reduced its benchmark lending rate by 0.05% points?

    • Options
    • A. Syndicate Bank
    • B. Union Bank of India
    • C. Allahabad Bank
    • D. Bank of India
    • Discuss
    • 7. The Union Government in recent past revised the Mode of Moderation and Memorandum of Understanding to establish the Border Haats with this country.

    • Options
    • A. Myanmar
    • B. Nepal
    • C. Bangladesh
    • D. Sri Lanka
    • Discuss
    • 8. Former Union Minister, Akhilesh Das Gupta passed away in Lucknow, Uttar Pradesh on 12 April 2017, after suffering from a heart attack. Which party did he serve under in the government?

    • Options
    • A. Bharatiya Janata Party
    • B. Congress Party
    • C. Samajwadi Party
    • D. Bahujan Samajh Party
    • Discuss
    • 9. Which film has won the Golden Bear Award at the 67th Berlin International Film Festival-2017?

    • Options
    • A. Bright Nights
    • B. The Other Side of Hope
    • C. On Body and Soul
    • D. Close Knit
    • Discuss
    • 10. Who is the author of the book "Mr and Mrs Jinnah: The Marriage that Shook India"?

    • Options
    • A. Teesta Setalvad
    • B. Bertil Falk
    • C. Sheela Redddy
    • D. Audrey Truschke
    • Discuss


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