Statement: It is necessary to adopt suitable measures to prevent repetition of bad debts by learning from the past experiences of mounting non-performing assets of banks.
Courses of Action:
Before granting loan to customers their eligibility for loan should be evaluated strictly.
To ensure the payment of instalments of loan, the work, for which loan was granted, should be supervised minutely on regular basis.
Options
A. Only I follows
B. Only II follows
C. Either I or II follows
D. Neither I nor II follows
E. Both I and II follow
Correct Answer
Both I and II follow
Explanation
To ensure that debts taken are repaid promptly, the customer's requirements and future prospects ought to be studied and their work constantly checked. Thus, both the courses follow.
More questions
1. Statement: Should words like 'Smoking is injurious to health essentially appear on cigarette packs?
Arguments:
Yes. It is a sort of brainwash to make the smokers realize that they are inhaling poisonous stuff.
Clearly, such words on cigarette packs would warn the smokers beforehand of its adverse effects. So, argument I holds strong. However, smoking is a bad habit with long-term health hazards and is no means of enjoyment. So, argument II is vague.
2. Here are some words translated from an artificial language. lelibroon means yellow hat plekafroti means flower garden frotimix means garden salad Which word could mean "yellow flower"?
Clearly, defence is necessary for the safety of the country, which is of prime importance. So, argument I holds. Also, a country can concentrate on internal progress and development only when it is safe from external aggressions. So, argument II does not hold.
4. Statement: Should individuals/institutes having treasures of national significance like Nobel Prizes, hand them over to the Central Government for their safe custody?
Arguments:
Yes. The individuals or institutions do not have enough resources to protect them.
No. These are the property of the individuals/institutions who win them and should be in their custody.
'Octroi' is a custom duty. If octroi is abolished, the practice of bringing in things from foreign countries illegally will be abolished. So, argument I holds strong. Also, if octroi is abolished, the income to the government in the way of the duty paid shall be diminished. So, argument II also holds strong.
6. Choose the picture that would go in the empty box so that the two bottom pictures are related in the same way as the top two:
Clearly, the need of today is to put to better use the underutilized human resources. Computers with better and speedy efficiency can accomplish this. So, argument I holds, while II does not. Computerization is a much beneficial project and investment in it is not at all a waste. So, III is not strong. Further, development in a new field is not a matter of merely following up other countries. So, IV also does not hold strong.
9. Statement: Should religion be taught in our schools?
Arguments:
No. Ours is a secular state.
Yes. Teaching religion helps inculcate moral values among children.
No. How can one dream of such a step when we want the young generation to fulfil its role in the 21st century.
Ours is a secular state does not mean that religion and religious values should be eradicated. In fact, these inculcate moral values. So, argument I is vague while argument II is strong. Also, teaching religion can in no way hinder the student's capability to face the challenges of the 21st century.
10. Choose the picture that would go in the empty box so that the two bottom pictures are related in the same way as the top two: