CHAR

From above given matrices I and II , we can see that
A ? 15, 22, 34, 41, 53
C ? 12, 24, 31, 43, 55
E ? 14, 21, 33, 45, 52
M ? 11, 23, 35, 42, 54
O ? 13, 25, 32, 44, 51
H ? 56, 69, 77, 85, 98
R ? 57, 65, 78, 86, 99
U ? 55, 68, 76, 89, 97
As shown in given figure , all the values for word CHAR are matched in only option ( 2 ) for every letter . So , the set for the word CHAR will be 31, 77, 15, 78 .From matrix , option ( 2 ) is correct .