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  • Question
  • Statement: Many private sector banks have reduced interest rate on housing loans in comparison to public sector banks.

    Courses of Action:

    1. The case should be raised before the regulatory authority for investigation by the public sector banks as they cannot follow such reduction.
    2. Public sector banks must adopt such policy to remain in competition.
    3. The public sector banks should advertise their special feature repeatedly so that they do not lose their future customers.


  • Options
  • A. All follow
  • B. Only I and II follow
  • C. Only I and III follow
  • D. Only either II or III follows
  • E. None of these

  • Correct Answer
  • Only either II or III follows 

    Explanation
    Clearly, the private sector banks have done so to attract more and more customers of public sector banks. Thus, public sector banks should either reduce the rate of interest to match with that of private sector banks or highlight those features which make them stand apart from private sector banks. So, either II or III follows.

  • Course of Action problems


    Search Results


    • 1. Statement: Some strains of mosquito have become resistant to chloroquine - the widely used medicine for malaria patients.

      Courses of Action:

      1. Selling of chloroquine should be stopped.
      2. Researchers should develop a new medicine for patients affected by such mosquitoes.
      3. All the patients suffering from malaria should be checked for identification of causal mosquito.


    • Options
    • A. None follows
    • B. Only I and III follow
    • C. All follow
    • D. Only II and III follow
    • E. None of these
    • Discuss
    • 2. Statement: Incessant rain for the past several days has posed the problem of overflowing and flood as the river bed is full of silt and mud.

      Courses of Action:

      1. The people residing near the river should be shifted to a safe place.
      2. The people should be made aware about the imminent danger over radio/television.
      3. The silt and mud from the river bed should be cleared immediately after the receding of the water level.


    • Options
    • A. None follows
    • B. Only I and ll follow
    • C. Only II and III follow
    • D. Only I and III follow
    • E. All follow
    • Discuss
    • 3. Statement: A large number of students studying in municipal schools could not pass the Xth Std. Board examination causing frustration among the students and their parents.

      Courses of Action:

      1. The Municipal authority should immediately review the position and initiate measures to improve the situation.
      2. The municipal authority should immediately fill up the teachers' vacancies in the municipal schools.
      3. The municipal authority should close down some of their schools and concentrate their attention on remaining schools to improve the conditions.


    • Options
    • A. Only I and II follow
    • B. Only II and III follow
    • C. Only I and III follow
    • D. All follow
    • E. None of these
    • Discuss
    • 4. Statement: There has been unprecedented increase in the prices of essential commodities during the past few days due to the strike call given by the transporters association.

      Courses of Action:

      1. The transporters' association should be ordered by the government to immediately withdraw strike call or else they will face severe consequences.
      2. The government should immediately make alternative arrangements to ensure adequate supply of essential commodities in the market.
      3. The government should immediately declare the strike illegal and put all those responsible for the strike behind the bars.


    • Options
    • A. Only I and II follow
    • B. Only II and III follow
    • C. Only I and III follow
    • D. All follow
    • E. None of these
    • Discuss
    • 5. Statement: Number of dropouts from the municipal schools has significantly increased after withdrawal of mid-day meal scheme.

      Courses of Action:

      1. The government should reconsider its decision of withdrawal of midday meal scheme.
      2. The government should close down some of the municipal schools.
      3. The government should carry out a detailed study to find out the reasons for school dropouts.


    • Options
    • A. None follows
    • B. Only I follows
    • C. Only I and III follow
    • D. Only II and III follow
    • E. All follow
    • Discuss
    • 6. Statement: The Deputy Mayor of city Z has proposed to install a plant of mineral water and to supply citizen's mineral water bottles at Rs. 6 per litre as against Rs. 10 per litre being sold by local private companies.

      Courses of Action:

      1. The local private companies of city Z will have to close their operation.
      2. The Corporation of city Z will have to provide for losses in this project in its budget.
      3. The tap water schemes of city Z will have to be stopped.


    • Options
    • A. Only I and II follow
    • B. Only II and III follow
    • C. Only I and III follow
    • D. All follow
    • E. None of these
    • Discuss
    • 7. Statement: The meteorological department has issued a notification forecasting less rainfall during next year's monsoon.

      Courses of Action:

      1. The government should immediately set up a water authority for proper management of water resources.
      2. The water supply authorities should be asked to implement reduction in regular water supply to tackle the situation.
      3. The farmers should be advised to cultivate alternate crops which require less water during the coming months.


    • Options
    • A. Only I and II follow
    • B. Only II and III follow
    • C. Only I and III follow
    • D. All follow
    • E. None of these
    • Discuss
    • 8. Statement: There was a spurt in criminal activities in the city during the recent festival season.

      Courses of Action:

      1. The police should immediately investigate into the causes of this increase.
      2. In future the police should take adequate precaution to avoid recurrence of such situation during festival.
      3. The known criminals should be arrested before any such season.


    • Options
    • A. None follows
    • B. Only I and II follow
    • C. Only II and III follow
    • D. All follows
    • E. None of these
    • Discuss
    • 9. Statement: A large number of students who have passed their XII Std. terminal examination in the country could not get admission to colleges as the number of seats available are grossly inadequate.

      Courses of Action:

      1. The evaluation system of XII Std. terminal examination should be made more tough so that fewer students pass the examination.
      2. The Government should encourage the private sector to open new colleges by providing them land at cheaper rate.
      3. The rich people should be asked to send their wards to foreign countries for higher studies enabling the needy students to get admission in colleges within the country.


    • Options
    • A. Only I follows
    • B. Only II follows
    • C. Only I and II follow
    • D. Only II and III follow
    • E. None of these
    • Discuss
    • 10. Statement: It has been reported by one of the TV channels that the answer papers of Board examination of one State are evaluated by students studying in the same standard with the help of model answers as instructed by the examiners.

      Courses of Action:

      1. All such examiners should be immediately suspended from their official positions.
      2. All such papers evaluated by the students should be immediately confiscated and got evaluated by qualified teachers.
      3. The Board should explore possibilities even though they are remote, of getting the answer papers of this examination evaluated by computerised machines.


    • Options
    • A. Only I follows
    • B. Only II follows
    • C. Only III follows
    • D. Only I and II follow
    • E. All follow
    • Discuss


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