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- Question
IRDAI has directed all third-party insurance companies to include vehicle insurance policies cover to vehicle owners-drivers of all vehicles (two-wheelers, three-wheelers, passenger vehicles and commercial vehicles) for an additional premium of-
Options- A. Rs 500
- B. Rs 750
- C. Rs 10000
- D. Rs 1000
- Correct Answer
- Rs 750
ExplanationAll vehicle insurance policies will now include personal accident cover worth Rs 15 lakh in case of the death of the owner while driving or riding. This new rule will help the families of accident victims especially two-wheeler riders who are most of the time under-insured. The Insurance Regulatory and Development Authority (IRDAI) in a circular has directed all third-party insurance companies to include this cover to vehicle owners-drivers of all vehicles (two-wheelers, three-wheelers, passenger vehicles and commercial vehicles) for an additional premium of Rs 750 per year (annual insurance policy). This will now be part of the mandatory insurance cover that is a must for all vehicle owners.
- 1. As per guidelines of the RBI, payments banks can accept demand deposits (savings and current) up to a maximum of _______________ per customer.
Options- A. Rs 1,00,000
- B. Rs 2,00,000
- C. Rs 50,000
- D. Rs 5,00,000 Discuss
- 2. Cheques, Drafts, Pay Orders and Banker?s Cheques are ?valid for ___________________ months from the date of instrument.
Options- A. 4 months
- B. 1 months
- C. 6 months
- D. 3 months Discuss
- 3. Public Sector Enterprises (PSEs) is comes under which ministry?
Options- A. Ministry of Heavy Industries and Public Enterprises
- B. Ministry of Environment, Forest and Climate Change
- C. Ministry of Personnel, Public Grievances and Pensions
- D. Ministry of Corporate Affairs Discuss
- 4. Digital wallet company Paytm has launched 'Paytm Money' app for mutual fund investments. The Paytm Money platform will be offering systematic investment plans (SIPs), starting at how much rupees per month?
Options- A. Rs 300
- B. Rs 400
- C. Rs 200
- D. Rs 500 Discuss
- 5. The World Economic Outlook (WEO) is a survey conducted and published by-
Options- A. WTO
- B. World Bank
- C. UNCTAD
- D. New Development Bank Discuss
- 6. Which of the following bank will allow its customers to make card-less cash withdrawals at over 100000 ATMs across India?
Options- A. Bank of Baroda
- B. ICICI Bank
- C. AU Small Finance Bank
- D. State Bank of India Discuss
- 7. How much amount is available to one account holder of Pradhan Mantri Jan Dhan Yojana per household after six months of satisfactory conduct of the account?
Options- A. Rs 5,000
- B. Rs 10,000
- C. Rs 2,000
- D. Rs 15,000 Discuss
- 8. Indian Air Force (IAF) for first time was participated in multinational air exercise_______________ 2018 (PB-18) in Australia hosted Royal Australian Air Force (RAAF).
Options- A. Desert Strike
- B. Emerald Mercury
- C. Yudh Abyas
- D. Nomadic Elephant Discuss
- 9. While India stands _______________ largest in number in terms of number of World Heritage properties in ASPAC (Asia and Pacific) region
Options- A. fourth
- B. third
- C. second
- D. fifth Discuss
- 10. The _________________ is the second supersonic fighter developed by Hindustan Aeronautics Limited (HAL) after the HAL HF-24 Marut.
Options- A. Trishul
- B. Prithavi
- C. Vikrant
- D. Akash Discuss
Basic General Knowledge problems
Search Results
Correct Answer: Rs 1,00,000
Explanation:
As per guidelines of the RBI, payments banks can accept demand deposits ? savings and current ? up to a maximum of ?1 lakh per customer. To overcome this restriction of holding a maximum balance of ?1 lakh per customer, payments banks have entered into tie-ups with mainline banks so that balances over ?1 lakh can be converted into fixed deposits with the latter.
Correct Answer: 3 months
Explanation:
In exercise of the powers conferred by Section 35A of the Banking Regulation Act, 1949, Reserve Bank of India directs that with effect from April 1, 2012, banks should not make payment of cheques/drafts/pay orders/banker?s cheques bearing that date or any subsequent date, if they are presented beyond the period of three months from the date of such instrument. Accordingly, cheques, Drafts, Pay Orders and Banker?s Cheques are ?valid for 3 months from the date of instrument?, with effect from 01.04.2012.
Correct Answer: Ministry of Heavy Industries and Public Enterprises
Explanation:
The Ministry of Heavy Industries and Public Enterprises is a branch of the Government of India that administers 48 central public sector enterprises (PSEs) and assists them in their effort to improve capacity utilization and increase profitability, generate resources and re-orient strategies to become more competitive.
Correct Answer:
Explanation:
Digital wallet company Paytm on Tuesday launched 'Paytm Money' app for mutual fund investments. The Paytm Money platform will be offering systematic investment plans (SIPs), starting at Rs 100 per month.
Correct Answer:
Explanation:
The World Economic Outlook (WEO) is a survey conducted and published by the International Monetary Fund. It is published biannually and partly updated two times a year. It portrays the world economy in the near and medium context, with projections for up to four years into the future.
Correct Answer:
Explanation:
Airtel Payment Bank, India's first payments bank, has announced that its customers can now make cardless cash withdrawals at over 100,000 ATMs.
Correct Answer: Rs 10,000
Explanation:
A bank account under financial inclusion scheme Pradhan Mantri Jan Dhan Yojana (PMJDY) can be opened in any bank branch or business correspondent outlet. PMJDY is a government-run financial inclusion scheme aimed at ensuring access to services such as banking, savings, deposits, remittance, credit, insurance and pension at an affordable price. Bank accounts under the Jan Dhan scheme can be opened with zero balance. In other words, the account holder need not maintain any particular account balance to keep the account account. The government recently doubled the overdraft limit on Jan Dhan accounts. The overdraft limit of Jan Dhan accounts now stands at Rs 10,000, double than the previous limit of Rs 5,000, according to an official statement released last week.
Correct Answer:
Explanation:
Indian Air Force (IAF) for first time will participate in multinational air exercise Pitch Black ? 18 (PB18) in Australia hosted Royal Australian Air Force (RAAF). It will be three week multi-national large force employment exercise (27 July to 17 August 2018) conducted from RAAF Base Darwin and RAAF Base Tindal.
Correct Answer: second
Explanation:
India now has overall 37 World Heritage Inscriptions with 29 Cultural, 07 Natural and 01 Mixed sites. While India stands second largest in number after China in terms of number of World Heritage properties in ASPAC (Asia and Pacific) region, it is overall sixth in the world.
Correct Answer:
Explanation:
The Tejas is the second supersonic fighter developed by Hindustan Aeronautics Limited (HAL) after the HAL HF-24 Marut. As of 2016 the Tejas Mark 1 is in production for the Indian Air Force (IAF) and the naval version is undergoing flight tests for Indian Navy (IN).
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